Financial solutions aligned to your business goals
Our working capital solutions give you hassle-free access to a steady cash flow to initiate and sustain your business endeavors.
The need for working capital solution
Accelerate your business goals with working capital released in 24 hours from when you send in your request after a simple one-time onboarding process.
Jumpstart your business with smart working capital solutions
Smoothen supply chain operations
Support your business growth across the supply chain by easy access to crucial working capital.
Assured funding
Through our working capital solutions, SMEs get access to convenient cash flow that is disbursed 24 hours from when you’re onboarded.
Timely payments
Lock in next 30 days of sales upfront enabling you to make stress free and timely payment decisions.
Multiple Drawdowns
Withdraw cash as soon as recoveries are made without having to wait for completing past repayments subject to future growth potential.
Who can benefit from our working capital advance solutions
Our working capital advance solution can benefit SMEs and entrepreneurs including marketplace sellers, restaurants, pharmacies & clinics, and any other small business who can benefit from instant cash and consistent cash flows to meet expenses and fuel growth plans.
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Marketplace sellers
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Restaurants
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Pharmacies & Clinics
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Other businesses
Simple & transparent pricing
We will transfer up to 95% of your next 30 days potential sales, which is estimated by our machine learning algorithms on your historical performance. Your fee for each draw-down will be deducted from the amount paid to you.
We understand your needs better than banks
efunder
- Approval process
- Flexible terms
- Credit score impact
- Pre-payment penalty
- Drawdown process
eFunder Recommended
-
48 Hours -
Flexible
-
No
-
No
-
24 Hours
Traditional lenders
-
3-6 Months -
Fixed
-
Yes
-
Yes
-
3-4 Days
Traditional banks
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2-4 Months
-
Fixed
-
Yes
-
Yes
-
7+ Days
| eFunder Recommended | ||
|---|---|---|
| Approval process |
48 Hours
|
|
| Flexible terms |
Flexible
|
|
| Credit score impact |
No
|
|
| Pre-payment penalty |
No
|
|
| Drawdown process |
24 Hours
|
| Traditional lenders | ||
|---|---|---|
| Approval process |
3-6 Months
|
|
| Flexible terms |
Fixed
|
|
| Credit score impact |
Yes
|
|
| Pre-payment penalty |
Yes
|
|
| Drawdown process |
3-4 Days
|
| Traditional banks | ||
|---|---|---|
| Approval process |
2-4 Months
|
|
| Flexible terms |
Fixed
|
|
| Credit score impact |
Yes
|
|
| Pre-payment penalty |
Yes
|
|
| Drawdown process |
7+ Days
|
FAQs
What do I need to provide eFunder to get working capital?
eFunder requires basic documentation as part of the KYC verification process. Besides that, for assessing your working capital facility size, all we need is access to your online sales dashboards and last 6 months bank statement.
Is the onboarding process long?
eFunder’s onboarding process is simple and quick and done within 24-48 hrs. Once we have the required information to process your documents, your client ecosystem will be up and running in no time.
Still have questions?
Can’t find the answer you’re looking for? Please chat to our friendly team.
Redefine your business efficiency with instant cash
Your leading provider for digital financing solutions.